FAQ for Businesses

  • How do I make sure that I get the coverage I need?
There are literally thousands of options when it comes to your health insurance, but we'll help you find the right coverage for the right price. Once you submit your quote request we will start working on your quotes, and we'll contact you to better learn your companies needs. We will also offer to make an appointment with you so that we can sit down face to face and talk about your company. Remember, we are working for you and we have a lot of experience when it comes to selling health insurance. We will give you an idea of what other companies are doing, and what insurance companies are offering the best values.
  • Is using your web site really free?
Yes. Each state approves the prices of your health insurance and the prices are exactly the same no matter who you buy it from, whether it be an insurance company directly, or an agency. The benefit of buying from an agency like us is that we are unbiased when it comes to recommending you a policy because we sell many health insurance companies and our job is to find the right company for you.
  • Do I have to enter my company information to get a quote?
Your company information allows us to give you accurate quotes. Health insurance rates are different for each business depending on age and sex, so the rates from one business to the next can vary greatly. Your information is always kept private and never sold to anyone.
  • What is the best way to compare insurance plans?
It can be difficult to compare one insurance companies plan to another's, but there are a few benefits that you can compare that will make it easier:
1) How much does it cost me to go to the doctor
2) How much will it cost for me to go to the hospital.
3) How much are my prescription drugs.
You shouldn't base your decision on just these factors, but these three points will make it easier to compare one policy to another.
  • What are my plan options?
You don't have to just pick one plan to offer your employees. You can chose multiple plans and set a contribution point that you are willing to make for your employees. This will allow your employees the option of choosing a better, but more expensive, plan if they are willing to pay the price difference.
  • What are the benefits of offering health insurance to my employees?
There are a few benefits including tax deductions, but the biggest advantage just may be in the type of employees that your company keeps. Health insurance is important to all of us, good employees expect good benefits. So one way of keeping better employees than your competition is offering good health insurance.
  • Are my companies health insurance premiums tax deductible?
Yes! Health insurance premiums are tax deductible. Make sure to talk with your accountant before you make any tax deductions.
  • Are there any limits on what types of insurance I can get through a group health insurance plan?
There are literally thousands of options when you add all the different plans offered by all of the insurance companies, so it is likely that there will be a plan(s) that will fit the needs of your company.
  • How do I get started?
Fill out the quote request and we will get working on your quote right away. We will contact you within 24 hours on working days and find a wide range of plans that are the best values to show you. Call us anytime, and we will send out a licensed professional to sit down with you at no cost.
  • What if my coverage gets too expensive?
There are a lot of plans out there and most likely there is a plan that you can join that will be cheaper than your current policy. The price depends on the age and sexes of the group, the insurance company, and how many benefits your plan offers.
  • How do I add employees when hired, and remove them when terminated?
This is something that we will be happy to do for you if you by your health insurance through us, and some insurance companies now offer online tools that allow you to make enrollment changes straight from your computer. Look in the tools section of this site and see if your company has an internet site that allows you to make changes.

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